Cost of living in India
Day-to-day life in India can be cheap. Living the way you might in Europe is not. Rent, international schools and healthcare make up most of the budget.
The big three
Housing. Rents for modern flats in sought-after areas of Mumbai, Delhi NCR and Bengaluru can approach those in some European cities. Gated communities with security, power backup and amenities cost more. Landlords commonly ask for a security deposit of several months' rent, especially in Bengaluru.
International schools. Fees at schools offering IB or other international curricula are high, often the largest single cost for families. Places can be limited; apply early.
Healthcare. Private hospitals in major cities offer high-quality care. International health insurance is essential and usually part of expatriate packages.
What is cheaper
- Local food, groceries and eating out at local restaurants
- Domestic help, drivers and household services
- Local transport and ride-hailing
- Mobile data and internet
What can be expensive
- Imported foods, wine and European brands, which carry high import duties (some should fall under the EU–India FTA)
- Cars and car ownership
- Premium electronics
Expatriate packages
Packages for assignees often include housing support, school fees, health insurance, a car and driver, home leave flights and tax equalisation. Local contracts usually do not. Compare offers on what is covered, not only on salary.
Setting up home
- A rental agreement and police verification of tenants are standard
- Power backup and water purifiers are worth checking before you sign
- Many expatriates use relocation agencies for the first lease
